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What's Wrong With Our Banking System

The existing financial system falls short:


Banks raked in $279 billion in profits in 2021 (Washington Post).


Credit card companies amassed $176 billion in revenue in 2021.


6,000 banks overlook the needs of 100 million Americans.


Bank customers don't partake in these substantial profits.


Common rewards programs provide only 1-2% cash back.


The "underbanked" are left vulnerable to payday lenders and other exploitative financial practices.


How Can We Fix It?